Protecting the personal assets of plan fiduciaries
What is the estimated cost of Fiduciary Insurance?
The premium indications provided below are for illustrative purposes only. Actual premiums may vary and will require a fully completed application and underwriter approval. Estimated premiums are based solely on Defined Contribution Plans.
Estimated premiums for $1,000,000 limits of liability, higher limits may be available.
What limit should I purchase?
A good rule of thumb is $1,000,000 limit for plans up to $20,000,000. For plans greater than $20,000,000, 5% of plan assets, or 10% if your plan includes company stock.
For a formal indication or refined indication simply contact us.
| Plan Assets | # of Participants | Deductible | Premium Low | Premium High |
| < $5,000,000 | <100 | $0 | $600 | $900 |
| $5,000,001 - $7,000,000 | <100 | $0 | $800 | $1,100 |
| $7,000,001 - $10,000,000 | <200 | $0 | $900 | $1,200 |
| $10,000,001 - $15,000,000 | <200 | $0 | $1,000 | $1,300 |
| $15,000,001 - $20,000,000 | <300 | $0 | $1,100 | $1,400 |
| $20,000,001 - $25,000,000 | <300 | $1,000 | $1,200 | $1,500 |
| $25,000,001 - $30,000,000 | <400 | $1,000 | $1,500 | $1,800 |
| $30,000,001 - $40,000,000 | <400 | $1,000 | $1,900 | $2,200 |
| $40,000,001 - $50,000,000 | <400 | $5,000 | $2,300 | $2,600 |
